{"id":6957,"date":"2026-08-14T18:38:32","date_gmt":"2026-08-14T18:38:32","guid":{"rendered":"https:\/\/ruvic.ai\/?page_id=6957"},"modified":"2026-08-28T19:54:51","modified_gmt":"2026-08-28T19:54:51","slug":"servicios-financieros","status":"publish","type":"page","link":"https:\/\/ruvic.ai\/en\/servicios-financieros\/","title":{"rendered":"Servicios Financieros"},"content":{"rendered":"\n<style data-wp-block-html=\"css\">\n.breadcrumb-wrap {\n  width: 100%;\n  background-color: #FBF6EC;\n  padding: 20px 24px;\n  box-sizing: border-box;\n}\n\n.breadcrumb-container {\n  max-width: 1200px;\n  margin: 0 auto;\n}\n\n.breadcrumb-pill {\n  display: inline-flex;\n  width: fit-content;\n  max-width: 100%;\n  background-color: #F2E9D8;\n  border-radius: 999px;\n  padding: 14px 28px;\n  font-family: \"Syne\", sans-serif;\n  box-sizing: border-box;\n  align-items: center;\n  flex-wrap: wrap;\n  gap: 8px;\n  font-size: 16px;\n  color: #7A6E58;\n}\n\n.breadcrumb-pill a {\n  color: #7A6E58;\n  text-decoration: none;\n  transition: color .2s ease;\n}\n\n.breadcrumb-pill a:hover {\n  color: #E4262B;\n}\n\n.breadcrumb-pill .category {\n  color: #7A6E58;\n  cursor: default;\n}\n\n.breadcrumb-pill .separator {\n  color: #E4262B;\n  font-size: 0;\n}\n\n.breadcrumb-pill .separator::before {\n  content: \"\/\";\n  font-size: 16px;\n}\n\n.breadcrumb-pill .last {\n  color: #101630;\n  font-weight: 700;\n}\n\n.sr-only {\n  position: absolute;\n  width: 1px;\n  height: 1px;\n  padding: 0;\n  margin: -1px;\n  overflow: hidden;\n  clip: rect(0,0,0,0);\n  white-space: nowrap;\n  border: 0;\n}\n<\/style>\n\n<div class=\"breadcrumb-wrap\">\n  <div class=\"breadcrumb-container\">\n    <nav class=\"breadcrumb-pill\" aria-label=\"breadcrumb\">\n      <a href=\"\/\">Inicio<\/a>\n      <span class=\"separator\"><\/span>\n      <span class=\"category\">Soluciones<\/span>\n      <span class=\"separator\"><\/span>\n      <span class=\"last\">Servicios Financieros<\/span>\n    <\/nav>\n  <\/div>\n  <span class=\"sr-only\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Inicio<\/span><\/p><\/nav><\/span>\n<\/div>\n\n\n\n<!--\n=====================================================================\nRUVIC AI \u00b7 SOLUCIONES POR INDUSTRIA \u2014 bloque HTML para WordPress\n=====================================================================\nAdaptado desde ruvic-servicios-financieros.html. Sin nav\/breadcrumb\/footer del sitio.\nCSS aislado bajo #ruvic-ind-servfin. Arreglado el <script><script> duplicado que\nmataba la animacion del pipeline. Los && de los scripts se\nreescribieron sin el caracter \"&\" (WordPress lo convierte a\n&#038; al guardar y rompe la sintaxis - mismo bug que en\nruvic-equipos-de-ti). Icono ..\/assets\/icon-white.png reemplazado\npor el mismo base64 que ya usa el resto del sitio.\nEnlaces \/plataforma\/xxx\/ corregidos a su URL final (evita el salto\nde redireccion; motor-ia\/ estaba directamente roto, 404).\nJSON-LD: se quito solo el BreadcrumbList (apuntaba a \/soluciones\/,\nque no existe como pagina), Service y FAQPage quedan intactos.\n=====================================================================\n-->\n\n<style>\n\/* =====================================================================\n   RUVIC \u2014 KIT v1 \"Mezcla A+B\" \u00b7 Soluciones \/ Salud\n   ===================================================================== *\/\n#ruvic-ind-servfin{\n  --navy:#0E1632;\n  --navy-card:#131B3D;\n  --coral:#FF363A;\n  --coral-action:#E4262B;\n  --amber:#FDAA4C;\n  --amber-text:#8A5A1F;\n  --ice:#E8ECF2;\n  --cream:#FDF2E1;\n  --cream-soft:#FBF6EC;\n  --white:#FFFFFF;\n  --line:rgba(14,22,50,.10);\n  --divider:rgba(14,22,50,.07);\n  --muted:#4A5170;\n  --muted-navy:rgba(255,255,255,.66);\n  --ok:#189A4A;\n  --display:\"Syne\",system-ui,sans-serif;\n  --body:\"DM Sans\",system-ui,sans-serif;\n  --mono:\"JetBrains Mono\",ui-monospace,monospace;\n  --maxw:1200px;\n}#ruvic-ind-servfin *{box-sizing:border-box;margin:0;padding:0}#ruvic-ind-servfin{\n  background:var(--cream);\n  color:var(--navy);\n  font-family:var(--body);\n  font-size:1rem;\n  line-height:1.7;\n  -webkit-font-smoothing:antialiased;\n  overflow-x:hidden;\n}#ruvic-ind-servfin a{color:inherit;text-decoration:none}#ruvic-ind-servfin img{max-width:100%;display:block}#ruvic-ind-servfin .wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}#ruvic-ind-servfin .section{padding:112px 0}#ruvic-ind-servfin .section--white{background:var(--white)}\/* ---------- Tipograf\u00eda ---------- *\/\n#ruvic-ind-servfin .kicker{\n  font-family:var(--mono);\n  font-size:.72rem;\n  font-weight:500;\n  letter-spacing:.14em;\n  text-transform:uppercase;\n  color:var(--coral-action);\n  display:block;\n  margin-bottom:16px;\n}#ruvic-ind-servfin h1,#ruvic-ind-servfin h2,#ruvic-ind-servfin h3{font-family:var(--display);font-weight:600}#ruvic-ind-servfin h1{font-size:clamp(2.3rem,4.6vw,3.7rem);line-height:1.02;letter-spacing:-.03em}#ruvic-ind-servfin h2{font-size:clamp(1.8rem,3.4vw,2.6rem);line-height:1.08;letter-spacing:-.025em;margin-bottom:18px}#ruvic-ind-servfin h3{font-size:1.35rem;line-height:1.25;letter-spacing:-.015em;margin-bottom:10px}#ruvic-ind-servfin .lead{font-size:1.15rem;line-height:1.6;color:var(--muted);max-width:700px}#ruvic-ind-servfin .accent{color:var(--coral-action)}#ruvic-ind-servfin .head{max-width:780px}\/* ---------- Botones ---------- *\/\n#ruvic-ind-servfin .btn{\n  display:inline-flex;align-items:center;gap:8px;\n  font-family:var(--body);font-weight:600;font-size:14px;\n  padding:13px 24px;border-radius:999px;border:1px solid transparent;\n  cursor:pointer;transition:transform .18s ease,box-shadow .18s ease,background .18s ease;\n  white-space:nowrap;\n}#ruvic-ind-servfin .btn--primary{background:var(--coral-action);color:#fff}#ruvic-ind-servfin .btn--primary:hover{transform:translateY(-2px);box-shadow:0 14px 34px -12px rgba(228,38,43,.55)}#ruvic-ind-servfin .btn--ghost{background:transparent;border-color:rgba(14,22,50,.25);color:var(--navy)}#ruvic-ind-servfin .btn--ghost:hover{transform:translateY(-2px);background:rgba(14,22,50,.05)}#ruvic-ind-servfin .btn--ghost-dark{background:transparent;border-color:rgba(255,255,255,.28);color:#fff}#ruvic-ind-servfin .btn--ghost-dark:hover{transform:translateY(-2px);background:rgba(255,255,255,.08)}\/* ---------- Nav ---------- *\/\n#ruvic-ind-servfin header{\n  position:sticky;top:0;z-index:60;\n  background:rgba(255,255,255,.88);\n  backdrop-filter:saturate(140%) blur(14px);\n  -webkit-backdrop-filter:saturate(140%) blur(14px);\n  border-bottom:1px solid var(--line);\n}#ruvic-ind-servfin .nav{display:flex;align-items:center;justify-content:space-between;height:72px;gap:20px}#ruvic-ind-servfin .logo{display:inline-flex;align-items:center;gap:10px}#ruvic-ind-servfin .logo__box{\n  width:34px;height:34px;border-radius:9px;background:var(--navy);\n  display:grid;place-items:center;position:relative;\n  color:#fff;font-family:var(--display);font-weight:600;font-size:1.05rem;\n}#ruvic-ind-servfin .logo__box i{position:absolute;right:5px;bottom:6px;width:5px;height:5px;border-radius:50%;background:var(--coral);font-style:normal}#ruvic-ind-servfin .logo__name{font-family:var(--display);font-weight:600;font-size:1.08rem;letter-spacing:-.01em}#ruvic-ind-servfin .nav__links{display:flex;gap:26px;font-size:.92rem;font-weight:500;color:var(--muted)}#ruvic-ind-servfin .nav__links a:hover{color:var(--navy)}#ruvic-ind-servfin .nav__cta{display:flex;gap:12px;align-items:center}@media(max-width:940px){#ruvic-ind-servfin .nav__links{display:none}#ruvic-ind-servfin .nav__cta .btn--ghost{display:none}}\/* ---------- Breadcrumb ---------- *\/\n#ruvic-ind-servfin .breadcrumb{font-family:var(--mono);font-size:12px;color:var(--muted);padding:16px 0}#ruvic-ind-servfin .breadcrumb a:hover{color:var(--navy)}\/* ---------- HERO NAVY ---------- *\/\n#ruvic-ind-servfin .hero{\n  position:relative;background:var(--navy);color:#fff;overflow:hidden;\n  border-radius:22px 22px 0 0;\n}#ruvic-ind-servfin .hero::before{\n  content:\"\";position:absolute;inset:0;pointer-events:none;\n  background:radial-gradient(52% 46% at 82% 4%, rgba(255,54,58,.04), transparent 70%);\n}#ruvic-ind-servfin .hero__grid{\n  position:relative;z-index:1;\n  display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;\n  padding:92px 24px 76px;\n}#ruvic-ind-servfin .hero .kicker{color:var(--amber)}#ruvic-ind-servfin .hero h1{color:#fff;margin-bottom:22px}#ruvic-ind-servfin .hero h1 .accent{color:var(--coral)}#ruvic-ind-servfin .hero__p{font-size:1.15rem;line-height:1.6;color:rgba(255,255,255,.72);max-width:580px;margin-bottom:32px}#ruvic-ind-servfin .hero__cta{display:flex;gap:14px;flex-wrap:wrap}#ruvic-ind-servfin .hero__trust{\n  display:flex;flex-wrap:wrap;gap:8px 14px;margin-top:28px;\n  font-family:var(--mono);font-size:.72rem;letter-spacing:.04em;\n  color:rgba(255,255,255,.66);\n}#ruvic-ind-servfin .hero__trust b{color:#fff;font-weight:500}#ruvic-ind-servfin .hero__trust .dot{color:rgba(255,255,255,.3)}@media(max-width:900px){#ruvic-ind-servfin .hero__grid{grid-template-columns:1fr;gap:44px;padding-top:72px}}\/* ---------- Consola Command Center \u00b7 Llamada en vivo ---------- *\/\n#ruvic-ind-servfin .console{\n  background:var(--navy-card);\n  border:1px solid rgba(255,255,255,.09);\n  border-radius:16px;\n  padding:20px;\n  box-shadow:0 40px 90px -40px rgba(0,0,0,.75);\n}#ruvic-ind-servfin .console__top{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-bottom:14px;border-bottom:1px solid rgba(255,255,255,.09);margin-bottom:14px}#ruvic-ind-servfin .console__title{font-family:var(--display);font-weight:600;font-size:13px;color:#fff}#ruvic-ind-servfin .live{display:inline-flex;align-items:center;gap:7px;font-family:var(--mono);font-size:11px;letter-spacing:.08em;color:var(--amber)}#ruvic-ind-servfin .live i{width:8px;height:8px;border-radius:50%;background:var(--amber);animation:pulse 1.8s infinite}\n@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(253,170,76,.5)}70%{box-shadow:0 0 0 8px rgba(253,170,76,0)}100%{box-shadow:0 0 0 0 rgba(253,170,76,0)}}#ruvic-ind-servfin .cc__meta{\n  display:grid;grid-template-columns:1fr 1fr auto;gap:12px;align-items:start;\n  padding-bottom:14px;border-bottom:1px solid rgba(255,255,255,.09);margin-bottom:14px;\n}#ruvic-ind-servfin .cc__meta .label{font-family:var(--mono);font-size:9.5px;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.5)}#ruvic-ind-servfin .cc__meta .value{font-weight:600;font-size:.85rem;color:#fff;margin-top:2px;line-height:1.4}#ruvic-ind-servfin .cc__time{font-family:var(--mono);font-size:.85rem;font-weight:500;color:var(--amber);align-self:center}#ruvic-ind-servfin .cc__tr{display:flex;flex-direction:column;gap:11px;min-height:236px}#ruvic-ind-servfin .cc-line{display:flex;flex-direction:column;gap:3px}#ruvic-ind-servfin .cc-line .speaker{font-family:var(--mono);font-size:9.5px;letter-spacing:.1em;text-transform:uppercase}#ruvic-ind-servfin .cc-line--ruvic .speaker{color:var(--amber)}#ruvic-ind-servfin .cc-line--patient .speaker{color:rgba(255,255,255,.5)}#ruvic-ind-servfin .cc-line .text{\n  font-size:.85rem;line-height:1.5;color:rgba(255,255,255,.9);\n  background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08);\n  border-radius:12px;padding:9px 12px;\n}#ruvic-ind-servfin .cc-line--ruvic .text{background:rgba(253,170,76,.08);border-color:rgba(253,170,76,.2)}#ruvic-ind-servfin .cc-line .text em{font-style:normal;font-weight:600;color:var(--amber)}#ruvic-ind-servfin .cc__chips{display:flex;flex-wrap:wrap;gap:7px;margin-top:14px;padding-top:14px;border-top:1px solid rgba(255,255,255,.09);min-height:60px;align-content:flex-start}#ruvic-ind-servfin .tag{font-size:.68rem;font-weight:600;padding:4px 10px;border-radius:999px;white-space:nowrap}#ruvic-ind-servfin .tag--ok{background:rgba(253,170,76,.16);color:var(--amber)}#ruvic-ind-servfin .tag--live{background:rgba(255,255,255,.10);color:#fff}#ruvic-ind-servfin .tag--esc{background:rgba(255,54,58,.16);color:#FF7A7D}#ruvic-ind-servfin .cc-line.enter{animation:lineIn .42s cubic-bezier(.2,.7,.2,1) both}#ruvic-ind-servfin .tag.pop{animation:chipPop .34s ease both}\n@keyframes lineIn{from{transform:translateY(9px)}to{transform:none}}\n@keyframes chipPop{from{transform:scale(.85)}to{transform:none}}#ruvic-ind-servfin .console__foot{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-top:6px;padding-top:14px;border-top:1px solid rgba(255,255,255,.09);font-size:.8rem;color:var(--muted-navy)}#ruvic-ind-servfin .console__foot b{color:#fff;font-family:var(--display);font-weight:600}@media(max-width:480px){#ruvic-ind-servfin .cc__meta{grid-template-columns:1fr 1fr}#ruvic-ind-servfin .cc__time{grid-column:1 \/ -1}}\/* ---------- Banda de stats (navy, integrada al hero) ---------- *\/\n#ruvic-ind-servfin .statsband{position:relative;z-index:1;padding:0 0 76px}#ruvic-ind-servfin .stats{\n  display:grid;grid-template-columns:repeat(4,1fr);gap:1px;\n  background:rgba(255,255,255,.09);\n  border:1px solid rgba(255,255,255,.09);\n  border-radius:16px;overflow:hidden;\n}#ruvic-ind-servfin .stat{background:var(--navy-card);padding:30px 24px}#ruvic-ind-servfin .stat__n{font-family:var(--display);font-weight:700;font-size:2.15rem;letter-spacing:-.02em;color:var(--amber);margin-bottom:8px;line-height:1.05}#ruvic-ind-servfin .stat__n .unit{font-size:.55em;color:rgba(255,255,255,.6);margin-left:3px;font-weight:600}#ruvic-ind-servfin .stat__n .cu{font-variant-numeric:tabular-nums}#ruvic-ind-servfin .stat__l{font-size:.95rem;color:#fff;font-weight:500;line-height:1.45}#ruvic-ind-servfin .stat__c{font-family:var(--mono);font-size:.72rem;color:rgba(255,255,255,.5);margin-top:8px;line-height:1.5}@media(max-width:820px){#ruvic-ind-servfin .stats{grid-template-columns:repeat(2,1fr)}}@media(max-width:460px){#ruvic-ind-servfin .stats{grid-template-columns:1fr}}\/* ---------- Problema ---------- *\/\n#ruvic-ind-servfin .problems{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:52px;list-style:none}#ruvic-ind-servfin .problem{\n  background:var(--white);border:1px solid var(--line);border-radius:16px;padding:28px;\n  transition:border-color .2s,transform .2s,box-shadow .2s;\n}#ruvic-ind-servfin .problem:hover{transform:translateY(-3px);box-shadow:0 18px 40px -24px rgba(14,22,50,.25);border-color:rgba(255,54,58,.28)}#ruvic-ind-servfin .problem .num{\n  font-family:var(--mono);font-size:.68rem;font-weight:500;letter-spacing:.1em;text-transform:uppercase;\n  color:var(--coral-action);display:block;margin-bottom:12px;\n}#ruvic-ind-servfin .problem h3{font-family:var(--body);font-weight:600;font-size:1.12rem;letter-spacing:0;line-height:1.4;margin-bottom:8px}#ruvic-ind-servfin .problem p{color:var(--muted);font-size:.92rem}@media(max-width:980px){#ruvic-ind-servfin .problems{grid-template-columns:1fr 1fr}}@media(max-width:560px){#ruvic-ind-servfin .problems{grid-template-columns:1fr}}\/* ---------- Casos de uso ---------- *\/\n#ruvic-ind-servfin .casos{display:flex;flex-direction:column;gap:20px;margin-top:52px}#ruvic-ind-servfin .caso{\n  display:grid;grid-template-columns:250px 1fr;gap:40px;\n  background:var(--white);border:1px solid var(--line);border-radius:16px;padding:32px;\n  transition:border-color .2s,transform .2s,box-shadow .2s;\n}#ruvic-ind-servfin .caso:hover{transform:translateY(-3px);border-color:rgba(255,54,58,.28);box-shadow:0 18px 40px -24px rgba(14,22,50,.25)}#ruvic-ind-servfin .caso > *{min-width:0}#ruvic-ind-servfin .caso__kpi{\n  background:var(--cream-soft);border:1px solid var(--line);border-radius:16px;padding:24px;\n  display:flex;flex-direction:column;justify-content:space-between;gap:18px;min-height:180px;\n}#ruvic-ind-servfin .caso__num{font-family:var(--mono);font-size:.68rem;font-weight:500;letter-spacing:.12em;text-transform:uppercase;color:var(--coral-action)}#ruvic-ind-servfin .caso__fig{font-family:var(--display);font-weight:700;font-size:clamp(2rem,3.4vw,2.6rem);letter-spacing:-.02em;color:var(--navy);line-height:1}#ruvic-ind-servfin .caso__fig-l{font-size:.82rem;color:var(--muted);margin-top:8px;line-height:1.4}#ruvic-ind-servfin .caso__tag{\n  display:inline-block;\n  background:rgba(253,170,76,.16);color:var(--amber-text);\n  font-size:.72rem;font-weight:600;letter-spacing:.05em;text-transform:uppercase;\n  padding:5px 12px;border-radius:999px;\n}#ruvic-ind-servfin .caso h3{font-size:1.32rem;margin:12px 0 14px}#ruvic-ind-servfin .caso__quote{\n  color:var(--muted);font-size:.95rem;line-height:1.6;font-style:italic;\n  padding:4px 0 4px 16px;border-left:3px solid var(--coral);margin-bottom:14px;\n}#ruvic-ind-servfin .caso__res{color:var(--navy);font-size:.95rem;line-height:1.65}#ruvic-ind-servfin .caso__res strong{color:var(--coral-action);font-weight:600}@media(max-width:860px){#ruvic-ind-servfin .caso{grid-template-columns:1fr;gap:22px;padding:26px}}\/* ---------- Capacidades t\u00e9cnicas ---------- *\/\n#ruvic-ind-servfin .tech{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:52px}#ruvic-ind-servfin .tech__item{\n  background:var(--white);border:1px solid var(--line);border-radius:16px;padding:26px;\n  transition:border-color .2s,transform .2s,box-shadow .2s;\n}#ruvic-ind-servfin .tech__item:hover{transform:translateY(-3px);box-shadow:0 18px 40px -24px rgba(14,22,50,.25);border-color:rgba(255,54,58,.28)}#ruvic-ind-servfin .tech__item h3{font-family:var(--body);font-weight:600;font-size:1.12rem;letter-spacing:0;margin-bottom:6px}#ruvic-ind-servfin .tech__item .stack{font-family:var(--mono);font-size:.7rem;letter-spacing:.03em;color:var(--coral-action);margin-bottom:10px;line-height:1.6}#ruvic-ind-servfin .tech__item p{color:var(--muted);font-size:.9rem;line-height:1.6}@media(max-width:980px){#ruvic-ind-servfin .tech{grid-template-columns:1fr 1fr}}@media(max-width:600px){#ruvic-ind-servfin .tech{grid-template-columns:1fr}}\/* ---------- Capacidades del motor (cross-sell) ---------- *\/\n#ruvic-ind-servfin .motor{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:52px}#ruvic-ind-servfin .motor__card{\n  display:block;background:var(--white);border:1px solid var(--line);border-radius:16px;padding:26px;\n  transition:border-color .2s,transform .2s,box-shadow .2s;\n}#ruvic-ind-servfin .motor__card:hover{transform:translateY(-3px);box-shadow:0 18px 40px -24px rgba(14,22,50,.25);border-color:rgba(255,54,58,.4)}#ruvic-ind-servfin .motor__ic{\n  width:48px;height:48px;border-radius:13px;background:rgba(255,54,58,.11);\n  display:grid;place-items:center;margin-bottom:16px;\n}#ruvic-ind-servfin .motor__ic svg{width:23px;height:23px;fill:none;stroke:var(--coral-action);stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}#ruvic-ind-servfin .motor__card h3{font-family:var(--body);font-weight:600;font-size:1.12rem;letter-spacing:0;margin-bottom:6px}#ruvic-ind-servfin .motor__card p{color:var(--muted);font-size:.9rem;line-height:1.6}#ruvic-ind-servfin .motor__card .stack{font-family:var(--mono);font-size:.68rem;letter-spacing:.06em;text-transform:uppercase;color:var(--amber-text);margin-top:14px;display:block}@media(max-width:980px){#ruvic-ind-servfin .motor{grid-template-columns:1fr 1fr}}@media(max-width:560px){#ruvic-ind-servfin .motor{grid-template-columns:1fr}}\/* ---------- FAQ ---------- *\/\n#ruvic-ind-servfin .faq{margin-top:48px;display:flex;flex-direction:column;gap:12px;max-width:820px}#ruvic-ind-servfin details{background:var(--white);border:1px solid var(--line);border-radius:12px;padding:0 22px;transition:border-color .2s}#ruvic-ind-servfin details[open]{border-color:rgba(255,54,58,.35)}#ruvic-ind-servfin summary{\n  list-style:none;cursor:pointer;padding:18px 0;\n  font-weight:600;font-size:1rem;\n  display:flex;justify-content:space-between;align-items:center;gap:16px;\n}#ruvic-ind-servfin summary::-webkit-details-marker{display:none}#ruvic-ind-servfin 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ease;background:radial-gradient(240px circle at var(--mx,50%) var(--my,50%),rgba(255,54,58,.12),transparent 60%)}#ruvic-ind-servfin .card:hover::after{opacity:1}#ruvic-ind-servfin .btn{transition:transform .35s cubic-bezier(.16,1,.3,1),box-shadow .3s ease,border-color .2s ease,background .2s ease,color .2s ease}#ruvic-ind-servfin table tbody tr{transition:background .18s ease}#ruvic-ind-servfin table tbody tr:hover td,#ruvic-ind-servfin table tbody tr:hover th{background:rgba(255,54,58,.06)}@media (prefers-reduced-motion:reduce){#ruvic-ind-servfin .card,#ruvic-ind-servfin .btn{transition:none}}\/* ===== KIT v2 \u00b7 salud \u2192 hero CLARO + pipeline light ===== *\/\n#ruvic-ind-servfin .hero{background:var(--cream-soft);color:var(--navy)}#ruvic-ind-servfin .hero::before{background:radial-gradient(52% 46% at 82% 4%, rgba(255,54,58,.04), transparent 70%)}#ruvic-ind-servfin .hero .kicker{color:var(--coral-action)}#ruvic-ind-servfin .hero h1{color:var(--navy)}#ruvic-ind-servfin .hero__p{color:var(--ink-soft)}#ruvic-ind-servfin .hero__p strong{color:var(--navy)}#ruvic-ind-servfin .hero__trust{color:var(--ink-soft)}#ruvic-ind-servfin .hero__trust b{color:var(--navy)}#ruvic-ind-servfin .hero .console{color:#fff}#ruvic-ind-servfin .hero .console .cc__tr{min-height:150px}#ruvic-ind-servfin .hero .console .cc__chips{min-height:0}#ruvic-ind-servfin .hero__visual{display:flex;flex-direction:column;gap:16px;min-width:0}#ruvic-ind-servfin .pipe-wrap{position:relative;width:100%}#ruvic-ind-servfin .pipe-wrap svg{width:100%;height:auto;display:block;overflow:visible}#ruvic-ind-servfin .pn rect{fill:#fff;stroke:rgba(14,22,50,.13);stroke-width:1}#ruvic-ind-servfin .pn text{font-family:\"JetBrains Mono\",monospace;font-size:13px;letter-spacing:.005em;fill:#0E1632}#ruvic-ind-servfin .pn .pn-ic{fill:none;stroke:#0E1632;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}#ruvic-ind-servfin .pn.lit rect{stroke:#FF363A}#ruvic-ind-servfin .edge{fill:none;stroke:rgba(14,22,50,.14);stroke-width:1}#ruvic-ind-servfin .hub-glow{fill:url(#hubGlow)}#ruvic-ind-servfin .hub-diamond{fill:#FF363A;stroke:rgba(255,255,255,.5);stroke-width:1.1}#ruvic-ind-servfin .hub-ring{fill:none;stroke:rgba(255,255,255,.9);stroke-width:1.2;stroke-dasharray:1.6 5;stroke-linecap:round}#ruvic-ind-servfin .hub-lab{font-family:\"JetBrains Mono\",monospace;font-size:12.5px;font-weight:500;letter-spacing:.06em;text-transform:uppercase;fill:#4A5170}#ruvic-ind-servfin .pchip text{font-family:\"JetBrains Mono\",monospace;font-size:11px;font-weight:500;letter-spacing:.02em}#ruvic-ind-servfin .pchip .cic{fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}\/* === Banda de resultados navy full-width (homologada a idp-documental) === *\/\n#ruvic-ind-servfin .rstats{background:var(--navy);padding:56px 0}#ruvic-ind-servfin .rstats .wrap{max-width:1160px;margin:0 auto}#ruvic-ind-servfin .rstats ul{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:0;margin:0;padding:0}#ruvic-ind-servfin .rstats li{border-right:1px solid rgba(255,255,255,.14);padding:4px 22px;text-align:center;display:flex;flex-direction:column}#ruvic-ind-servfin .rstats li:last-child{border-right:0}#ruvic-ind-servfin .rstats .num{display:block;font-family:var(--display);font-weight:700;font-size:clamp(1.9rem,3.6vw,2.4rem);line-height:1;color:var(--amber)}#ruvic-ind-servfin .rstats .num .cu{font-variant-numeric:tabular-nums}#ruvic-ind-servfin .rstats .num .unit{font-size:.55em;color:rgba(255,255,255,.6);margin-left:3px;font-weight:600}#ruvic-ind-servfin .rstats p{margin-top:10px;font-size:.95rem;line-height:1.45;color:#fff;font-weight:500}#ruvic-ind-servfin .rstats .cap{display:block;margin-top:auto;padding-top:10px;font-size:.8rem;line-height:1.5;color:rgba(255,255,255,.55)}@media(max-width:900px){#ruvic-ind-servfin .rstats ul{grid-template-columns:repeat(2,1fr)}#ruvic-ind-servfin .rstats li{padding:16px 14px}#ruvic-ind-servfin .rstats li:nth-child(2n){border-right:0}#ruvic-ind-servfin .rstats li:nth-child(n+3){border-top:1px solid rgba(255,255,255,.14)}}@media(max-width:560px){#ruvic-ind-servfin .rstats ul{grid-template-columns:1fr}#ruvic-ind-servfin .rstats li{border-right:0;border-top:0;border-bottom:1px solid rgba(255,255,255,.14);padding:16px 0}#ruvic-ind-servfin .rstats li:last-child{border-bottom:0}}\n<\/style>\n\n<div id=\"ruvic-ind-servfin\">\n\n\n<!-- ============ BREADCRUMB ============ -->\n\n\n<!-- ============ HERO NAVY ============ -->\n<section class=\"hero\">\n  <div class=\"wrap hero__grid\">\n    <div class=\"reveal\">\n<h1>Plataforma IA para <span class=\"accent\">finanzas<\/span><\/h1>\n      <span class=\"kicker\">SOLUCIONES \u00b7 SERVICIOS FINANCIEROS<\/span>\n\n      <p class=\"hero__p\">El proceso financiero, <span class=\"accent\">ejecutado de extremo a extremo.<\/span><\/p>\n      <p class=\"hero__p\">La mayor\u00eda de herramientas financieras solo registran lo que ya pas\u00f3. Ruvic ejecuta el proceso completo: emite la factura electr\u00f3nica, gestiona la cobranza por el canal del cliente, concilia el pago contra tu ERP y bloquea lo que no cuadra antes de que salga el dinero. Una sola plataforma, con aprobaci\u00f3n humana donde t\u00fa la definas.<\/p>\n      <div class=\"hero__cta\">\n        <a class=\"btn btn--primary\" href=\"#demo\">Solicitar prueba de concepto<\/a>\n        <a class=\"btn btn--ghost\" href=\"#casos\">Ver casos de uso<\/a>\n      <\/div>\n      <div class=\"hero__trust\">\n        <span><b>PCI-DSS<\/b> \u00b7 <b>SARLAFT<\/b> \u00b7 <b>Habeas Data<\/b><\/span>\n        <span class=\"dot\">\u2022<\/span>\n        <span>ERP y core bancario v\u00eda <b>API \u00b7 REST \u00b7 Conectores<\/b><\/span>\n        <span class=\"dot\">\u2022<\/span>\n        <span><b>CO \u00b7 MX \u00b7 CL \u00b7 PE \u00b7 US<\/b><\/span>\n      <\/div>\n    <\/div>\n\n    <!-- Derecha: pipeline + consola Command Center -->\n    <div class=\"hero__visual reveal\">\n    <div class=\"pipe-wrap\"><svg id=\"pipe\" viewBox=\"0 0 720 370\" role=\"img\" aria-label=\"Motor Ruvic financiero: cada entrada (llamada, WhatsApp, factura, extracto bancario, ERP) entra al motor que entiende, prioriza y resuelve, y ejecuta la acci\u00f3n (emite factura, cobra, concilia, actualiza el ERP, escala).\"><\/svg><\/div>\n    <div class=\"console\" id=\"callcard\" aria-label=\"Gesti\u00f3n de cobranza de Ruvic Voz IA operando en tiempo real: valida la deuda, ofrece acuerdo dentro de las reglas y env\u00eda el link de pago\">\n      <div class=\"console__top\">\n        <span class=\"console__title\"><span style=\"display:inline-flex;width:26px;height:26px;border-radius:8px;background:#FF363A;align-items:center;justify-content:center;flex-shrink:0;vertical-align:middle;margin-right:8px\"><img decoding=\"async\" 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\" alt=\"Ruvic\" style=\"width:16px;height:16px;display:block\"><\/span>Ruvic \u00b7 Finance Command Center<\/span>\n        <span class=\"live\"><i><\/i> EN VIVO<\/span>\n      <\/div>\n      <div class=\"cc__meta\">\n        <div><div class=\"label\">Cliente<\/div><div class=\"value\" id=\"call-pac\">J. Restrepo \u00b7 Cuenta 4471<\/div><\/div>\n        <div><div class=\"label\">Proceso<\/div><div class=\"value\" id=\"call-mot\">Cobranza \u00b7 Cartera 1\u201330 d\u00edas<\/div><\/div>\n        <div class=\"cc__time\" id=\"call-time\">00:42<\/div>\n      <\/div>\n      <!-- Semilla \/ fallback sin JS -->\n      <div class=\"cc__tr\" id=\"call-transcript\">\n        <div class=\"cc-line cc-line--ruvic\"><span class=\"speaker\">Ruvic<\/span><span class=\"text\">Hola Jorge, te llamo por un saldo pendiente de <em>$1.240.000<\/em> de la factura F-4521, vencida hace 12 d\u00edas.<\/span><\/div>\n        <div class=\"cc-line cc-line--patient\"><span class=\"speaker\">Cliente<\/span><span class=\"text\">S\u00ed, la tengo. \u00bfPuedo pagarla en dos partes?<\/span><\/div>\n        <div class=\"cc-line cc-line--ruvic\"><span class=\"speaker\">Ruvic<\/span><span class=\"text\">Puedo dejarte dos cuotas sin inter\u00e9s dentro de la pol\u00edtica vigente. Te env\u00edo el link de la primera por WhatsApp ahora mismo.<\/span><\/div>\n        <div class=\"cc-line cc-line--patient\"><span class=\"speaker\">Cliente<\/span><span class=\"text\">Perfecto, as\u00ed lo hacemos.<\/span><\/div>\n      <\/div>\n      <div class=\"cc__chips\" id=\"call-chips\">\n        <span class=\"tag tag--ok\">Deuda validada en ERP<\/span>\n        <span class=\"tag tag--ok\">Acuerdo dentro de pol\u00edtica<\/span>\n        <span class=\"tag tag--ok\">Link de pago enviado<\/span>\n        <span class=\"tag tag--live\">\u2192 Registrado en CRM<\/span>\n      <\/div>\n      <div class=\"console__foot\"><span>Ruvic Engine activo<\/span><span><b>90\u201395%<\/b> de partidas conciliadas sin tocar<\/span><\/div>\n    <\/div>\n    <\/div><!-- \/hero__visual -->\n  <\/div>\n\n<\/section>\n\n<!-- ============ RESULTADOS \u00b7 banda navy full-width ============ -->\n<section class=\"rstats\" aria-label=\"Resultados en operaciones financieras\">\n  <div class=\"wrap\">\n    <ul>\n      <li><span class=\"num\"><span class=\"cu\" data-count=\"85\" data-prefix=\"70\u2013\">70\u201385<\/span><span class=\"unit\">%<\/span><\/span><p>Reducci\u00f3n del tiempo de cierre y conciliaci\u00f3n<\/p><span class=\"cap\">Procesos que pasaban por varias personas y hojas de c\u00e1lculo se ejecutan en sistema y quedan conciliados al d\u00eda.<\/span><\/li>\n      <li><span class=\"num\"><span class=\"cu\" data-count=\"35\" data-prefix=\"20\u2013\">20\u201335<\/span><span class=\"unit\">%<\/span><\/span><p>Recuperaci\u00f3n adicional de cartera temprana<\/p><span class=\"cap\">Sobre el tramo de 1 a 30 d\u00edas, que es el m\u00e1s recuperable y el que el equipo humano no alcanza a contactar.<\/span><\/li>\n      <li><span class=\"num\"><span class=\"cu\" data-count=\"80\" data-prefix=\"60\u2013\">60\u201380<\/span><span class=\"unit\">%<\/span><\/span><p>Menos errores de facturaci\u00f3n que llegan a la autoridad<\/p><span class=\"cap\">Inconsistencias detectadas y marcadas antes de emitir, no despu\u00e9s del rechazo tributario.<\/span><\/li>\n      <li><span class=\"num\"><span class=\"cu\" data-count=\"3\" data-prefix=\"&lt;\">&lt;3<\/span><span class=\"unit\">sem<\/span><\/span><p>De diagn\u00f3stico a primer proceso productivo<\/p><span class=\"cap\">Entre el mapeo del proceso financiero y el primer flujo operando contra tus datos reales.<\/span><\/li>\n    <\/ul>\n  <\/div>\n<\/section>\n\n<!-- ============ EL PROBLEMA (base crema) ============ -->\n<section class=\"section\" id=\"dolor\">\n  <div class=\"wrap\">\n    <div class=\"head reveal\">\n      <h2>La operaci\u00f3n financiera corre sobre tareas que <span class=\"accent\">ning\u00fan ERP resuelve<\/span>.<\/h2>\n      <p class=\"lead\">Tu ERP registra los asientos, tu banco muestra el extracto, tu facturador emite el documento. Pero entre cada sistema hay personas digitando, llamando deudores, cuadrando en Excel y revisando facturas de proveedor una por una. Ah\u00ed se pierde caja, tiempo y control.<\/p>\n    <\/div>\n    <ul class=\"problems\">\n      <li class=\"problem reveal\">\n        <span class=\"num\">01 \u2014 Facturaci\u00f3n<\/span>\n        <h3>Un dato mal digitado y la factura se rechaza.<\/h3>\n        <p>El ERP registra, pero alguien copia a mano. El rechazo tributario llega d\u00edas despu\u00e9s, el cobro se atrasa semanas y la caja lo siente.<\/p>\n      <\/li>\n      <li class=\"problem reveal\">\n        <span class=\"num\">02 \u2014 Cartera<\/span>\n        <h3>La cobranza temprana se enfr\u00eda mientras el equipo persigue la grande.<\/h3>\n        <p>Lo de 1 a 30 d\u00edas es lo m\u00e1s f\u00e1cil de recuperar y es justo lo que nadie alcanza a llamar. Se acumula y termina en incobrable.<\/p>\n      <\/li>\n      <li class=\"problem reveal\">\n        <span class=\"num\">03 \u2014 Conciliaci\u00f3n<\/span>\n        <h3>El cierre se va en d\u00edas y siempre quedan partidas sin identificar.<\/h3>\n        <p>Extracto bancario contra ERP, en Excel, a mano y a fin de mes. Cuando aparece la diferencia, ya nadie recuerda de d\u00f3nde ven\u00eda.<\/p>\n      <\/li>\n      <li class=\"problem reveal\">\n        <span class=\"num\">04 \u2014 Cuentas por pagar<\/span>\n        <h3>Pagamos facturas que no cuadran y lo vemos cuando ya sali\u00f3 el dinero.<\/h3>\n        <p>Duplicadas, alteradas o sin orden de compra asociada. El control existe en el papel, pero nadie tiene tiempo de aplicarlo factura por factura.<\/p>\n      <\/li>\n    <\/ul>\n  <\/div>\n<\/section>\n\n<!-- ============ CASOS DE USO (blanco) ============ -->\n<section class=\"section section--white\" id=\"casos\">\n  <div class=\"wrap\">\n    <div class=\"head reveal\">\n      <h2>Procesos financieros\n <span class=\"accent\">automatizados con Ruvic AI<\/span>.<\/h2>\n      <p class=\"lead\">Cada caso opera sobre tu ERP, tu banco y tus reglas de negocio. Ruvic no improvisa: ejecuta el flujo que tu equipo defini\u00f3, escala al humano cuando corresponde (disputa, excepci\u00f3n, monto por encima del umbral) y deja trazabilidad completa de cada movimiento.<\/p>\n    <\/div>\n\n    <div class=\"casos\">\n\n      <article class=\"caso reveal\">\n        <div class=\"caso__kpi\">\n          <span class=\"caso__num\">CASO 01<\/span>\n          <div><div class=\"caso__fig\">\u221280%<\/div><div class=\"caso__fig-l\">Errores de facturaci\u00f3n que llegan a la autoridad tributaria<\/div><\/div>\n        <\/div>\n        <div>\n          <span class=\"caso__tag\">Facturaci\u00f3n \u00b7 Cuentas por cobrar<\/span>\n          <h3>Genera, valida y emite cada factura sin que un humano la digite.<\/h3>\n          <p class=\"caso__quote\">\u00abFacturamos a mano contra el ERP. Un dato mal copiado y la factura se rechaza; el cobro se atrasa semanas y la caja se resiente.\u00bb<\/p>\n          <p class=\"caso__res\">Ruvic lee la orden o el contrato con IDP documental, valida los datos contra tu ERP y las reglas tributarias del pa\u00eds, y ejecuta la emisi\u00f3n: genera la factura electr\u00f3nica (DIAN, CFDI 4.0, DTE, SUNAT), la emite y la registra. Marca cualquier inconsistencia <strong>antes<\/strong> de emitir, no despu\u00e9s del rechazo.<\/p>\n        <\/div>\n      <\/article>\n\n      <article class=\"caso reveal\">\n        <div class=\"caso__kpi\">\n          <span class=\"caso__num\">CASO 02<\/span>\n          <div><div class=\"caso__fig\">+35%<\/div><div class=\"caso__fig-l\">Recuperaci\u00f3n de cartera temprana (1\u201330 d\u00edas)<\/div><\/div>\n        <\/div>\n        <div>\n          <span class=\"caso__tag\">Cobranza \u00b7 Cartera multicanal<\/span>\n          <h3>Llama, escribe y negocia la cartera temprana por el canal que el cliente prefiera.<\/h3>\n          <p class=\"caso__quote\">\u00abLa cartera de 1 a 30 d\u00edas se acumula. El equipo prioriza la deuda grande y la temprana, que es la m\u00e1s f\u00e1cil de recuperar, se enfr\u00eda.\u00bb<\/p>\n          <p class=\"caso__res\">Ruvic ejecuta campa\u00f1as de cobranza en voz y WhatsApp: identifica al deudor, valida la deuda en tu sistema, ofrece acuerdos dentro de tus reglas, env\u00eda el link de pago (PSE, Wompi, pasarela) en vivo durante la conversaci\u00f3n y registra el resultado en el CRM. Si hay disputa, escala al humano con todo el contexto de la interacci\u00f3n.<\/p>\n        <\/div>\n      <\/article>\n\n      <article class=\"caso reveal\">\n        <div class=\"caso__kpi\">\n          <span class=\"caso__num\">CASO 03<\/span>\n          <div><div class=\"caso__fig\">95%<\/div><div class=\"caso__fig-l\">Partidas conciliadas autom\u00e1ticamente, sin intervenci\u00f3n<\/div><\/div>\n        <\/div>\n        <div>\n          <span class=\"caso__tag\">Tesorer\u00eda \u00b7 Conciliaci\u00f3n<\/span>\n          <h3>Cuadra banco, pasarela y ERP cada d\u00eda, no a fin de mes.<\/h3>\n          <p class=\"caso__quote\">\u00abConciliamos a mano en Excel: extracto bancario contra ERP. El cierre se va en d\u00edas y siempre quedan partidas sin identificar.\u00bb<\/p>\n          <p class=\"caso__res\">Ruvic cruza extractos bancarios, pasarelas y tu ERP, hace el match autom\u00e1tico por monto, referencia y fecha con tolerancias configurables, e identifica las diferencias reales. Deja \u00fanicamente las excepciones para revisi\u00f3n humana y mantiene el cierre al d\u00eda como parte del flujo, no como una tarea de fin de periodo.<\/p>\n        <\/div>\n      <\/article>\n\n      <article class=\"caso reveal\">\n        <div class=\"caso__kpi\">\n          <span class=\"caso__num\">CASO 04<\/span>\n          <div><div class=\"caso__fig\">\u221270%<\/div><div class=\"caso__fig-l\">Facturas con inconsistencias que llegan a pago<\/div><\/div>\n        <\/div>\n        <div>\n          <span class=\"caso__tag\">Cuentas por pagar \u00b7 Control y antifraude<\/span>\n          <h3>Revisa cada factura de proveedor contra la orden y el contrato, antes de pagar.<\/h3>\n          <p class=\"caso__quote\">\u00abPagamos facturas que no cuadran con la orden de compra, duplicadas o con datos alterados. Lo detectamos cuando ya sali\u00f3 el dinero.\u00bb<\/p>\n          <p class=\"caso__res\">Ruvic lee cada factura entrante, la cruza contra la orden de compra y el contrato, valida NIT\/RUC\/RFC y reglas tributarias, detecta duplicados e inconsistencias y solo deja pasar a pago lo que cuadra. El flag de control y antifraude es configurable por umbral de monto, y todo lo que queda por encima requiere aprobaci\u00f3n humana.<\/p>\n        <\/div>\n      <\/article>\n\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- ============ CAPACIDADES T\u00c9CNICAS (base crema) ============ -->\n<section class=\"section\" id=\"tecnico\">\n  <div class=\"wrap\">\n    <div class=\"head reveal\">\n      <h2>Lo que tu CFO, tu tesorero y tu CIO <span class=\"accent\">necesitan saber<\/span>.<\/h2>\n      <p class=\"lead\">Especificaciones operativas y de cumplimiento del motor de Ruvic aplicado a finanzas. Disponibles desde el primer caso de uso, configurables por flujo y compatibles con el stack financiero que tu empresa ya opera.<\/p>\n    <\/div>\n    <div class=\"tech\">\n      <div class=\"tech__item reveal\"><h3>Facturaci\u00f3n electr\u00f3nica multi-pa\u00eds<\/h3><div class=\"stack\">DIAN \u00b7 CFDI 4.0 (SAT) \u00b7 DTE (SII) \u00b7 SUNAT<\/div><p>Emisi\u00f3n y validaci\u00f3n conforme a la autoridad tributaria de cada pa\u00eds, respetando formato y plazos de Colombia, M\u00e9xico, Chile y Per\u00fa.<\/p><\/div>\n      <div class=\"tech__item reveal\"><h3>Integraci\u00f3n con tu stack financiero<\/h3><div class=\"stack\">SAP \u00b7 Oracle \u00b7 Siigo \u00b7 World Office \u00b7 Contpaqi \u00b7 core bancario<\/div><p>Conexi\u00f3n v\u00eda API y conectores a tu ERP, tu sistema contable, tu core bancario y pasarelas (PSE, Wompi, Mercado Pago). No reemplazamos tu ERP, nos integramos a \u00e9l.<\/p><\/div>\n      <div class=\"tech__item reveal\"><h3>Conciliaci\u00f3n multi-fuente<\/h3><div class=\"stack\">Banco \u00b7 pasarela \u00b7 ERP \u00b7 match configurable<\/div><p>Cruce por monto, referencia y fecha con tolerancias definidas por ti. Las excepciones reales quedan aisladas para revisi\u00f3n humana en lugar de mezclarse con el ruido.<\/p><\/div>\n      <div class=\"tech__item reveal\"><h3>Control y supervisi\u00f3n configurables<\/h3><div class=\"stack\">Aprobaci\u00f3n humana por umbral de monto<\/div><p>Ruvic nunca emite ni paga por encima del umbral que definas sin visto bueno humano. T\u00fa decides qu\u00e9 se automatiza por completo y qu\u00e9 requiere aprobaci\u00f3n.<\/p><\/div>\n      <div class=\"tech__item reveal\"><h3>Trazabilidad y auditor\u00eda<\/h3><div class=\"stack\">Log inmutable \u00b7 exportable \u00b7 auditable<\/div><p>Cada acci\u00f3n (emisi\u00f3n, cobro, conciliaci\u00f3n, aprobaci\u00f3n) queda registrada con sello de tiempo, lista para auditor\u00eda interna y revisor\u00eda fiscal.<\/p><\/div>\n      <div class=\"tech__item reveal\"><h3>Cumplimiento y seguridad<\/h3><div class=\"stack\">PCI-DSS \u00b7 SARLAFT\/LAFT \u00b7 Habeas Data \u00b7 LFPDPPP<\/div><p>Datos sensibles enmascarados, cifrado AES-256 en reposo y TLS 1.3 en tr\u00e1nsito, y reglas de prevenci\u00f3n de lavado de activos integradas al flujo. ISO 27001 en proceso.<\/p><\/div>\n      <div class=\"tech__item reveal\"><h3>Voz financiera multiling\u00fce<\/h3><div class=\"stack\">ES-CO \u00b7 ES-MX \u00b7 ES-CL \u00b7 ES-PE \u00b7 EN-US<\/div><p>Voces neuronales con acento regional natural y manejo de objeciones t\u00edpicas de cobranza. Latencia conversacional &lt; 800 ms turn-to-turn.<\/p><\/div>\n      <div class=\"tech__item reveal\"><h3>Motor multi-LLM din\u00e1mico<\/h3><div class=\"stack\">GPT-4o \u00b7 Claude \u00b7 Gemini \u00b7 DeepSeek<\/div><p>Ruvic selecciona el modelo \u00f3ptimo por tarea dentro del mismo proceso (lectura documental, negociaci\u00f3n, c\u00e1lculo de acuerdo) sin depender de un solo proveedor.<\/p><\/div>\n      <div class=\"tech__item reveal\"><h3>Orquestaci\u00f3n multi-agente<\/h3><div class=\"stack\">Agentes especializados \u00b7 Tiempo real<\/div><p>Durante una llamada de cobranza, Ruvic invoca agentes que validan la deuda en el ERP, calculan el acuerdo dentro de la pol\u00edtica y generan el link de pago, en tiempo real. El cliente solo escucha una voz.<\/p><\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- ============ CAPACIDADES DEL MOTOR (blanco) ============ -->\n<section class=\"section section--white\" aria-labelledby=\"motor-title\">\n  <div class=\"wrap\">\n    <div class=\"head reveal\">\n      <h2 id=\"motor-title\">Finanzas no es un m\u00f3dulo. Es el motor de Ruvic <span class=\"accent\">aplicado a tu operaci\u00f3n<\/span>.<\/h2>\n      <p class=\"lead\">Cada capacidad opera de forma independiente, pero el valor real aparece cuando se combinan: una factura que se lee, se valida contra la orden de compra, dispara la cobranza por WhatsApp y termina conciliada contra el extracto, sin que nadie las conecte a mano.<\/p>\n    <\/div>\n    <div class=\"motor\">\n      <a href=\"https:\/\/ruvic.ai\/voz-ia\/\" class=\"motor__card reveal\">\n        <div class=\"motor__ic\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M12 3a3 3 0 0 1 3 3v5a3 3 0 0 1-6 0V6a3 3 0 0 1 3-3Z\"><\/path><path d=\"M5 11a7 7 0 0 0 14 0\"><\/path><path d=\"M12 18v3\"><\/path><\/svg><\/div>\n        <h3>Voz IA<\/h3>\n        <p>Cobranza y verificaci\u00f3n por llamada entrante y saliente, con manejo nativo de interrupciones, acento regional y latencia bajo el umbral humano.<\/p>\n        <span class=\"stack\">Voz \u00b7 SIP \u00b7 Telefon\u00eda<\/span>\n      <\/a>\n      <a href=\"https:\/\/ruvic.ai\/chat-web\/\" class=\"motor__card reveal\">\n        <div class=\"motor__ic\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M21 11.5a8.38 8.38 0 0 1-.9 3.8 8.5 8.5 0 0 1-7.6 4.7 8.38 8.38 0 0 1-3.8-.9L3 21l1.9-5.7a8.38 8.38 0 0 1-.9-3.8 8.5 8.5 0 0 1 4.7-7.6 8.38 8.38 0 0 1 3.8-.9h.5a8.48 8.48 0 0 1 8 8v.5Z\"><\/path><\/svg><\/div>\n        <h3>Operador IA<\/h3>\n        <p>Cobranza y atenci\u00f3n financiera conversacional en WhatsApp, web y chat. La misma inteligencia del proceso, sobre canales escritos.<\/p>\n        <span class=\"stack\">WhatsApp \u00b7 Web \u00b7 Chat<\/span>\n      <\/a>\n      <a href=\"https:\/\/ruvic.ai\/idp-documental\/\" class=\"motor__card reveal\">\n        <div class=\"motor__ic\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V8Z\"><\/path><path d=\"M14 2v6h6\"><\/path><path d=\"M8 13h8\"><\/path><path d=\"M8 17h5\"><\/path><\/svg><\/div>\n        <h3>IDP Documental<\/h3>\n        <p>Lee facturas, contratos, \u00f3rdenes de compra, extractos e identificaciones. Extrae los datos estructurados y los pasa al flujo financiero.<\/p>\n        <span class=\"stack\">OCR \u00b7 NLP \u00b7 Validaci\u00f3n<\/span>\n      <\/a>\n      <a href=\"https:\/\/ruvic.ai\/workflows\/\" class=\"motor__card reveal\">\n        <div class=\"motor__ic\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\"><rect x=\"3\" y=\"3\" width=\"6\" height=\"6\" rx=\"1.5\"><\/rect><rect x=\"15\" y=\"15\" width=\"6\" height=\"6\" rx=\"1.5\"><\/rect><path d=\"M9 6h6a3 3 0 0 1 3 3v6\"><\/path><\/svg><\/div>\n        <h3>Workflows<\/h3>\n        <p>Flujos multi-paso que orquestan facturaci\u00f3n, cobranza, conciliaci\u00f3n y reglas de negocio. Drag &amp; drop, sin c\u00f3digo.<\/p>\n        <span class=\"stack\">Orquestaci\u00f3n \u00b7 No-code<\/span>\n      <\/a>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- ============ FAQ (base crema) ============ -->\n<section class=\"section\" id=\"faq\" aria-labelledby=\"faq-title\">\n  <div class=\"wrap\">\n    <div class=\"head reveal\">\n      <h2 id=\"faq-title\">\n        Preguntas frecuentes de\n        <span class=\"accent\">automatizaci\u00f3n con IA para finanzas<\/span>.\n      <\/h2>\n    <\/div>\n\n    <div class=\"faq\">\n\n      <!-- Pregunta 1 -->\n      <details class=\"reveal\">\n        <summary>\n          <h3>\u00bfQu\u00e9 es la automatizaci\u00f3n financiera con IA?<\/h3>\n        <\/summary>\n        <p>\n          Es ejecutar los procesos financieros de principio a fin sin trabajo manual:\n          facturar, cobrar, conciliar pagos y controlar cuentas por pagar. En vez de solo\n          registrar lo que ya pas\u00f3, Ruvic hace el proceso conect\u00e1ndose a tu ERP y tu banco.\n        <\/p>\n      <\/details>\n\n      <!-- Pregunta 2 -->\n      <details class=\"reveal\">\n        <summary>\n          <h3>\u00bfQu\u00e9 procesos puede automatizar Ruvic en finanzas?<\/h3>\n        <\/summary>\n        <p>\n          La facturaci\u00f3n, la cobranza, la conciliaci\u00f3n de pagos y el control de cuentas\n          por pagar, de punta a punta y conectado a tu ERP y tu banco, con aprobaci\u00f3n\n          humana donde t\u00fa la definas.\n        <\/p>\n      <\/details>\n\n      <!-- Pregunta 3 -->\n      <details class=\"reveal\">\n        <summary>\n          <h3>\u00bfSe integra con mis sistemas actuales?<\/h3>\n        <\/summary>\n        <p>\n          S\u00ed. Se conecta por API a tu ERP y tu contable (SAP, Oracle, Siigo, World Office,\n          Contpaqi), tu core bancario y tus pasarelas de pago. No reemplaza tu ERP:\n          opera sobre \u00e9l.\n        <\/p>\n      <\/details>\n\n      <!-- Pregunta 4 -->\n      <details class=\"reveal\">\n        <summary>\n          <h3>\u00bfLa automatizaci\u00f3n financiera reemplaza a mi equipo?<\/h3>\n        <\/summary>\n        <p>\n          No. Automatiza lo transaccional y repetitivo para que tu equipo financiero se\n          enfoque en an\u00e1lisis y decisiones; los montos altos y las excepciones siempre\n          pasan por aprobaci\u00f3n humana.\n        <\/p>\n      <\/details>\n\n      <!-- Pregunta 5 -->\n      <details class=\"reveal\">\n        <summary>\n          <h3>\u00bfCu\u00e1nto cuesta automatizar procesos financieros con IA?<\/h3>\n        <\/summary>\n        <p>\n          Depende de tu volumen de facturaci\u00f3n, tus integraciones y qu\u00e9 procesos automatizas.\n          No damos una tarifa de cat\u00e1logo; lo dimensionamos sobre tu operaci\u00f3n real en una demo.\n        <\/p>\n      <\/details>\n\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- ============ CTA FINAL NAVY ============ -->\n<section class=\"cta\" id=\"demo\">\n  <div class=\"wrap\">\n    <div class=\"cta__inner reveal\">\n      <div class=\"cta__content\">\n        <span class=\"kicker\">PRUEBA DE CONCEPTO<\/span>\n        <h2>Pru\u00e9balo en uno de tus <span class=\"accent\">procesos financieros reales<\/span>.<\/h2>\n        <p class=\"lead\">Solicita una prueba de concepto. En menos de tres semanas tienes Ruvic operando contra un proceso real de tu operaci\u00f3n: facturaci\u00f3n, cobranza, conciliaci\u00f3n o control de cuentas por pagar.<\/p>\n        <div class=\"cta__btns\">\n          <a class=\"btn btn--primary\" href=\"https:\/\/app.ruvic.ai\/account\/auth\/login-2\">Solicitar prueba de concepto<\/a>\n          <a class=\"btn btn--ghost-dark\" href=\"https:\/\/ruvic.ai\/motor-de-ia\/\">Hablar con un especialista<\/a>\n        <\/div>\n        <div class=\"cta__tags\">\n          <span><i>\u2713<\/i> Integrado a tu ERP y core bancario v\u00eda API<\/span>\n          <span><i>\u2713<\/i> PCI-DSS \u00b7 SARLAFT \u00b7 Habeas Data<\/span>\n          <span><i>\u2713<\/i> Primer caso productivo en &lt;3 semanas<\/span>\n        <\/div>\n        <div class=\"cta__geo\">Colombia \u00b7 Per\u00fa \u00b7 Chile \u00b7 M\u00e9xico \u00b7 Estados Unidos<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- ============ FOOTER ============ -->\n\n<\/div>\n\n\n\n<script>\n\/* ============ Reveal on scroll (gated con .js; con fallback) ============ *\/\n(function(){\n  var els=document.querySelectorAll('.reveal');\n  if(!('IntersectionObserver' in window)){\n    els.forEach(function(el){el.classList.add('in');});\n    return;\n  }\n  var io=new IntersectionObserver(function(entries){\n    entries.forEach(function(e){if(e.isIntersecting){e.target.classList.add('in');io.unobserve(e.target);}});\n  },{threshold:.12});\n  els.forEach(function(el){io.observe(el);});\n  \/* Fallback de robustez: si algo qued\u00f3 oculto tras la carga, mostrarlo *\/\n  window.addEventListener('load',function(){\n    setTimeout(function(){\n      els.forEach(function(el){\n        var r=el.getBoundingClientRect();\n        if(!(r.top>=window.innerHeight || r.bottom<=0))el.classList.add('in');\n      });\n    },900);\n  });\n})();\n\n\/* ============ Count-up: unificado en el script universal al final del documento (KIT \u00a710.1) ============ *\/\n\n\/* ============ Finance Command Center \u2014 gestion financiera en vivo ============ *\/\n(function(){\n  var card=document.getElementById('callcard');\n  if(!card) return;\n  var reduce = window.matchMedia ? window.matchMedia('(prefers-reduced-motion:reduce)').matches : false;\n  var tEl=document.getElementById('call-time');\n  var pacEl=document.getElementById('call-pac');\n  var motEl=document.getElementById('call-mot');\n  var trEl=document.getElementById('call-transcript');\n  var chEl=document.getElementById('call-chips');\n\n  \/* Escenarios financieros de la seccion *\/\n  var SCENARIOS=[\n    { pac:'J. Restrepo \u00b7 Cuenta 4471', mot:'Cobranza \u00b7 Cartera 1\u201330 d\u00edas',\n      lines:[['ruvic','Hola Jorge, te llamo por un saldo pendiente de <em>$1.240.000<\/em> de la factura F-4521, vencida hace 12 d\u00edas.'],\n             ['patient','S\u00ed, la tengo. \u00bfPuedo pagarla en dos partes?'],\n             ['ruvic','Puedo dejarte dos cuotas sin inter\u00e9s dentro de la pol\u00edtica vigente. Te env\u00edo el link de la primera por WhatsApp ahora mismo.'],\n             ['patient','Perfecto, as\u00ed lo hacemos.']],\n      chips:[['Deuda validada en ERP','ok'],['Acuerdo dentro de pol\u00edtica','ok'],['Link de pago enviado','ok'],['\u2192 Registrado en CRM','live']] },\n    { pac:'Proveedor Acme \u00b7 F-8890', mot:'Cuentas por pagar \u00b7 Validaci\u00f3n',\n      lines:[['ruvic','Factura de proveedor recibida. Cruzando contra la orden de compra OC-3312 y el contrato marco.'],\n             ['ruvic','Detect\u00e9 una diferencia: la factura registra <em>$4.100.000<\/em> y la orden autoriza <em>$3.850.000<\/em>.'],\n             ['ruvic','Supera el umbral de tolerancia. La retengo y la escalo a aprobaci\u00f3n humana con el detalle de la diferencia.']],\n      chips:[['NIT validado','ok'],['Diferencia detectada','esc'],['\u2192 Retenida para aprobaci\u00f3n','esc']] },\n    { pac:'Cierre diario \u00b7 312 partidas', mot:'Tesorer\u00eda \u00b7 Conciliaci\u00f3n',\n      lines:[['ruvic','Iniciando conciliaci\u00f3n del d\u00eda: extracto bancario, pasarela y ERP.'],\n             ['ruvic','310 de 312 partidas cuadran por monto, referencia y fecha. Match autom\u00e1tico aplicado.'],\n             ['ruvic','Quedan <em>2 excepciones reales<\/em> aisladas para revisi\u00f3n. El cierre queda al d\u00eda.']],\n      chips:[['310 conciliadas','ok'],['2 excepciones','live'],['\u2192 Cierre al d\u00eda','ok']] },\n    { pac:'Contrato CT-207 \u00b7 Emisi\u00f3n', mot:'Facturaci\u00f3n \u00b7 DIAN',\n      lines:[['ruvic','Leyendo el contrato CT-207 y validando datos contra el ERP antes de emitir.'],\n             ['ruvic','El NIT del cliente cambi\u00f3 respecto al maestro. Corrijo con el dato vigente y valido reglas tributarias.'],\n             ['ruvic','Factura electr\u00f3nica emitida y aceptada por la DIAN. Registrada en cuentas por cobrar.']],\n      chips:[['Datos validados','ok'],['Inconsistencia corregida','ok'],['\u2192 Aceptada por DIAN','live']] },\n    { pac:'M. G\u00f3mez \u00b7 Cuenta 9021', mot:'Cobranza \u00b7 Disputa',\n      lines:[['ruvic','Hola Mar\u00eda, te contacto por la factura F-5102 pendiente desde hace 20 d\u00edas.'],\n             ['patient','Esa factura ya la pagu\u00e9, tengo el comprobante.'],\n             ['ruvic','Entiendo. Te transfiero de inmediato con un analista de cartera para validar el comprobante, con todo el contexto de esta llamada.']],\n      chips:[['Disputa declarada','esc'],['\u2192 Escalado a humano','esc']] }\n  ];\n\n  \/* ---- Estabilizador de altura (evita temblor al rotar SCENARIOS) ----\n     El CSS de .hero .console reduce min-height a valores fijos (150px en\n     el transcript, 0 en los chips) que no alcanzan para todos los\n     escenarios. 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startTimer(){stopTimer();sec=0;fmt();timer=setInterval(function(){sec++;fmt();},1000);}\n  function stopTimer(){if(timer){clearInterval(timer);timer=null;}}\n  function clearPending(){pending.forEach(clearTimeout);pending=[];}\n  function later(fn,ms){pending.push(setTimeout(fn,ms));}\n\n  function play(i,done){\n    var sc=SCENARIOS[i];\n    clearPending();\n    pacEl.textContent=sc.pac; motEl.textContent=sc.mot;\n    trEl.innerHTML=''; chEl.innerHTML='';\n    startTimer();\n    var d=350;\n    sc.lines.forEach(function(ln){\n      later(function(){\n        var row=document.createElement('div');\n        row.className='cc-line cc-line--'+ln[0]+' enter';\n        row.innerHTML='<span class=\"speaker\">'+(ln[0]==='ruvic'?'Ruvic':'Cliente')+'<\/span><span class=\"text\">'+ln[1]+'<\/span>';\n        trEl.appendChild(row);\n      },d);\n      d+=1350;\n    });\n    sc.chips.forEach(function(c,idx){\n      later(function(){\n        var s=document.createElement('span');\n        s.className='tag pop tag--'+(c[1]||'ok');\n        s.innerHTML=c[0];\n        chEl.appendChild(s);\n      },d+idx*360);\n    });\n    d+=sc.chips.length*360+2600;\n    later(done,d);\n  }\n  function loop(i){play(i,function(){loop((i+1)%SCENARIOS.length);});}\n\n  var started=false;\n  function start(){\n    if(started) return; started=true;\n    if(reduce) return; \/* sin movimiento: la semilla queda est\u00e1tica *\/\n    startTimer();\n    later(function(){loop(1);},3200);\n  }\n\n  \/* Robustez: arranque garantizado con load + setTimeout *\/\n  window.addEventListener('load',function(){setTimeout(start,700);});\n  setTimeout(start,3500); \/* respaldo por si 'load' ya dispar\u00f3 o tarda *\/\n\n  \/* IntersectionObserver solo como extra (arranque anticipado al entrar en viewport) *\/\n  if('IntersectionObserver' in window){\n    var io2=new IntersectionObserver(function(es){\n      es.forEach(function(e){if(e.isIntersecting) start();});\n    },{threshold:.25});\n    io2.observe(card);\n  }\n})();\n<\/script>\n<script>\n\/* ===== Count-up universal v2 (KIT \u00a710.1) \u2014 neutraliza count-ups viejos y anima ===== *\/\n(function(){\n  if(window.__ruvicCU) return; window.__ruvicCU=1;\n  var reduce = window.matchMedia ? window.matchMedia('(prefers-reduced-motion:reduce)').matches : false;\n  function fmt(v,dec,thou){ if(thou) return String(Math.round(v)).replace(\/\\B(?=(\\d{3})+(?!\\d))\/g,'.'); return v.toFixed(dec); }\n  function parseNum(s){ var val,dec=0,thou=false;\n    if(\/^\\d{1,3}(\\.\\d{3})+$\/.test(s)){ thou=true; val=parseFloat(s.replace(\/\\.\/g,'')); }\n    else { var d=s.match(\/^(\\d+)(?:[.,](\\d+))?$\/); if(!d) return null; dec=d[2]?d[2].length:0; val=parseFloat(d[1]+(d[2]?'.'+d[2]:'')); }\n    return isFinite(val)?{val:val,dec:dec,thou:thou}:null; }\n  function isBig(el){ if(el.children.length) return false; var tx=el.textContent.trim();\n    if(tx.indexOf('\/')>-1) return false; if(\/^0\\d$\/.test(tx)||\/^(19|20)\\d\\d$\/.test(tx)) return false;\n    if(!\/^[<>+~]?\\s*[\\d][\\d.,]*\\s*(%|h\\+?|\u00d7|x|min|seg|sem|pts?|k)?$\/i.test(tx)) return false;\n    return parseFloat(getComputedStyle(el).fontSize)>=26; }\n  var all=[].slice.call(document.querySelectorAll('[data-count],div,span,strong,b,p'));\n  var seen=[], data=[];\n  all.forEach(function(el){\n    if(seen.indexOf(el)>-1) return;\n    var dc=el.getAttribute('data-count'), pre='', numStr=null, suf='', raw=el.textContent.trim();\n    if(dc!=null ? \/\\d\/.test(dc) : false){ numStr=String(dc).trim(); suf=el.getAttribute('data-suffix')||''; pre=el.getAttribute('data-prefix')||''; if(!pre){ var pm=raw.match(\/^([<>+~])\/); if(pm) pre=pm[1]; } }\n    else if(isBig(el)){ var m=raw.match(\/^([<>+~]?\\s*)([\\d.,]+)(.*)$\/); if(m){ pre=m[1]; numStr=m[2]; suf=m[3]; } }\n    if(numStr==null) return;\n    var pn=parseNum(numStr); if(!pn) return;\n    seen.push(el);\n    el.removeAttribute('data-count'); el.removeAttribute('data-suffix'); el.removeAttribute('data-done'); \/* mata al viejo *\/\n    el.textContent=pre+fmt(0,pn.dec,pn.thou)+suf;\n    data.push({el:el,pre:pre,suf:suf,val:pn.val,dec:pn.dec,thou:pn.thou,done:false});\n  });\n  function run(d){ if(!d||d.done) return; d.done=true;\n    var setFinal=function(){ d.el.textContent=d.pre+fmt(d.val,d.dec,d.thou)+d.suf; };\n    if(reduce){ setFinal(); return; }\n    var dur=1500,t0=null,raf=0,finished=false;\n    function done(){ if(finished) return; finished=true; if(raf){ if(window.cancelAnimationFrame) cancelAnimationFrame(raf); } setFinal(); }\n    function step(ts){ if(finished) return; if(t0===null)t0=ts; var p=(ts-t0)\/dur; if(!(p>0))p=0; if(p>=1){ done(); return; }\n      var e=1-Math.pow(1-p,3); d.el.textContent=d.pre+fmt(d.val*e,d.dec,d.thou)+d.suf; raf=requestAnimationFrame(step); }\n    raf=requestAnimationFrame(step);\n    setTimeout(done, dur+500); \/* respaldo: garantiza el valor final aunque rAF no dispare *\/\n  }\n  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window.addEventListener('load',check);\n    check();\n    \/* Poll de viewport: anima cada n\u00famero en cuanto entra en pantalla, aunque scroll\/IO fallen; nunca toca los que est\u00e1n fuera de vista *\/\n    var poll=setInterval(function(){ check(); if(!pending.length) clearInterval(poll); },250);\n    setTimeout(function(){ clearInterval(poll); },20000);\n  }\n})();\n<\/script>\n<script>\n\/* \u2550\u2550\u2550 Pipeline del hero (Canales \u2192 Motor Ruvic \u2192 Acciones) \u2014 Servicios financieros (light) \u2550\u2550\u2550 *\/\n(function(){\n  'use strict';\n  var svg=document.getElementById('pipe'); if(!svg) return;\n  var NS='http:\/\/www.w3.org\/2000\/svg';\n  var reduce = window.matchMedia ? window.matchMedia('(prefers-reduced-motion:reduce)').matches : false;\n  function el(n,a){ var e=document.createElementNS(NS,n); if(a) for(var k in a) e.setAttribute(k,a[k]); return e; }\n  var IC={\n    phone:'M22 16.9v3a2 2 0 0 1-2.2 2 19.8 19.8 0 0 1-8.6-3 19.5 19.5 0 0 1-6-6A19.8 19.8 0 0 1 2 4.1 2 2 0 0 1 4.1 2h3a2 2 0 0 1 2 1.7c.1 1 .4 1.9.7 2.8a2 2 0 0 1-.4 2.1L8.1 9.9a16 16 0 0 0 6 6l1.3-1.3a2 2 0 0 1 2.1-.4c.9.3 1.8.6 2.8.7a2 2 0 0 1 1.7 2z',\n    chat:'M4 5h15v11H9l-4 4V5z',\n    web:'M12 3a9 9 0 1 0 0 18 9 9 0 0 0 0-18M3 12h18M12 3c2.5 2.6 3.8 5.7 3.8 9s-1.3 6.4-3.8 9c-2.5-2.6-3.8-5.7-3.8-9s1.3-6.4 3.8-9',\n    cal:'M3 5h18v16H3zM3 9h18M8 3v4M16 3v4',\n    crm:'M4 5h16v14H4zM8 10a2 2 0 1 0 0 4 2 2 0 0 0 0-4M5.5 17c.5-1.4 1.8-2.2 2.5-2.2s2 .8 2.5 2.2M14 9h4M14 13h4',\n    bell:'M18 8a6 6 0 0 0-12 0c0 7-3 9-3 9h18s-3-2-3-9M13.7 21a2 2 0 0 1-3.4 0',\n    doc:'M6 3h9l3 3v15H6zM9 12h5M9 16h5M9 8h3',\n    agent:'M16 21v-2a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v2M9 11a4 4 0 1 0 0-8 4 4 0 0 0 0 8M16 11l2 2 4-4'\n  };\n  var CHIP_IC={ event:'M4 5h15v11H9l-4 4V5z', alerta:'M6 3h9l3 3v15H6z', resuelto:'M20 6 9 17l-5-5' };\n  var COL={ ev:'#FDAA4C',evbg:'rgba(253,170,76,.16)',evln:'rgba(253,170,76,.5)', al:'#E4262B',albg:'rgba(228,38,43,.13)',alln:'rgba(228,38,43,.4)', res:'#189A4A',resbg:'rgba(24,154,74,.13)',resln:'rgba(24,154,74,.4)' };\n  var SOURCES=[ {t:'LLAMADA',ic:'phone'},{t:'WHATSAPP',ic:'chat'},{t:'FACTURA',ic:'doc'},{t:'EXTRACTO',ic:'web'},{t:'ERP',ic:'crm'} ];\n  var ACTIONS=[ {t:'EMITE FACTURA',ic:'doc'},{t:'COBRA',ic:'bell'},{t:'CONCILIA',ic:'web'},{t:'ACTUALIZA ERP',ic:'crm'},{t:'ESCALA',ic:'agent'} ];\n  var HUBLABS=['ENTIENDE','PRIORIZA','RESUELVE'];\n  var CHIPLABS={ event:'PARTIDA', alerta:'EXCEPCION', resuelto:'CONCILIADO' };\n  var NW=184,NH=40,RX=20, LX=4, RX2=720-4-NW, HUBX=360,HUBY=184,DIA=44;\n  var LV=HUBX-DIA*1.414, RV=HUBX+DIA*1.414;\n  function spread(n,a,b){ var out=[],g=(b-a)\/(n-1); for(var i=0;i<n;i++) out.push(a+g*i); return out; }\n  var lys=spread(SOURCES.length,24,346), rys=spread(ACTIONS.length,24,346);\n  var defs=el('defs');\n  var g=el('radialGradient',{id:'hubGlow',cx:'50%',cy:'50%',r:'50%'});\n  g.appendChild(el('stop',{offset:'0%','stop-color':'#FF5F62','stop-opacity':'.5'}));\n  g.appendChild(el('stop',{offset:'45%','stop-color':'#FFB0AB','stop-opacity':'.26'}));\n  g.appendChild(el('stop',{offset:'100%','stop-color':'#FFB0AB','stop-opacity':'0'}));\n  defs.appendChild(g); svg.appendChild(defs);\n  svg.appendChild(el('circle',{cx:HUBX,cy:HUBY,r:106,class:'hub-glow'}));\n  var edgesIn=[],edgesOut=[];\n  lys.forEach(function(y){ var p=el('path',{class:'edge',d:'M'+(LX+NW)+','+y+' C'+(LX+NW+72)+','+y+' '+(LV-40)+','+HUBY+' '+LV+','+HUBY}); svg.appendChild(p); edgesIn.push(p); });\n  rys.forEach(function(y){ var p=el('path',{class:'edge',d:'M'+RV+','+HUBY+' C'+(RV+40)+','+HUBY+' '+(RX2-72)+','+y+' '+RX2+','+y}); svg.appendChild(p); edgesOut.push(p); });\n  function node(x,y,item){\n    var gg=el('g',{class:'pn',transform:'translate('+x+','+(y-NH\/2)+')'});\n    gg.appendChild(el('rect',{x:0,y:0,width:NW,height:NH,rx:RX,ry:RX}));\n    var ig=el('g',{transform:'translate(13,'+(NH\/2-7)+') scale(.60)'});\n    ig.appendChild(el('path',{class:'pn-ic',d:IC[item.ic]||IC.doc})); gg.appendChild(ig);\n    var t=el('text',{x:34,y:NH\/2+3.6}); t.textContent=item.t; gg.appendChild(t);\n    svg.appendChild(gg); return gg;\n  }\n  var srcNodes=SOURCES.map(function(s,i){ return node(LX,lys[i],s); });\n  var actNodes=ACTIONS.map(function(a,i){ return node(RX2,rys[i],a); });\n  function lit(g){ g.classList.add('lit'); setTimeout(function(){ g.classList.remove('lit'); },560); }\n  var hub=el('g');\n  hub.appendChild(el('rect',{x:HUBX-DIA,y:HUBY-DIA,width:DIA*2,height:DIA*2,rx:15,ry:15,class:'hub-diamond',transform:'rotate(45 '+HUBX+' '+HUBY+')'}));\n  hub.appendChild(el('circle',{cx:HUBX,cy:HUBY,r:23,class:'hub-ring'}));\n  var HRS=30; hub.appendChild(el('image',{x:HUBX-HRS\/2,y:HUBY-HRS\/2,width:HRS,height:HRS,preserveAspectRatio:'xMidYMid 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No reemplaza la infraestructura existente: se integra a ella.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"\u00bfRuvic puede emitir o pagar sin supervisi\u00f3n humana?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"Solo dentro de los l\u00edmites configurados. Cada flujo define umbrales por monto: por encima de ese l\u00edmite, la operaci\u00f3n requiere aprobaci\u00f3n humana. Ruvic automatiza lo repetitivo y mantiene el control donde importa, con trazabilidad completa.\"\n          }\n        },\n        {\n          \"@type\": \"Question\",\n          \"name\": \"\u00bfEn qu\u00e9 se diferencia de un RPA tradicional?\",\n          \"acceptedAnswer\": {\n            \"@type\": \"Answer\",\n            \"text\": \"El RPA repite pasos fijos y se rompe cuando el dato cambia de formato. Ruvic combina IDP documental, m\u00faltiples modelos de IA y reglas de negocio: entiende facturas y extractos con formatos distintos, decide y escala a un humano cuando hace falta. Razona sobre el proceso en lugar de solo replicarlo.\"\n          }\n        }\n      ]\n    }\n  ]\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Inicio Soluciones Servicios Financieros<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_post_transparent":"","_kad_post_title":"hide","_kad_post_layout":"fullwidth","_kad_post_sidebar_id":"","_kad_post_content_style":"unboxed","_kad_post_vertical_padding":"hide","_kad_post_feature":"hide","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-6957","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ruvic.ai\/en\/wp-json\/wp\/v2\/pages\/6957","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ruvic.ai\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ruvic.ai\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ruvic.ai\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ruvic.ai\/en\/wp-json\/wp\/v2\/comments?post=6957"}],"version-history":[{"count":2,"href":"https:\/\/ruvic.ai\/en\/wp-json\/wp\/v2\/pages\/6957\/revisions"}],"predecessor-version":[{"id":7039,"href":"https:\/\/ruvic.ai\/en\/wp-json\/wp\/v2\/pages\/6957\/revisions\/7039"}],"wp:attachment":[{"href":"https:\/\/ruvic.ai\/en\/wp-json\/wp\/v2\/media?parent=6957"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}